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SaaS · Salaried + RSU income

Recovered ₹4.2L in missed deductions for a Series-B product lead

A product leader's previous CA had been filing under the new regime by default for three years, missing HRA, 80C and home-loan interest claims worth ₹4.2L cumulatively.

₹4.2L
Refund recovered
11 days
Refund credited in
₹1.1L/yr
Going-forward tax saving

The challenge

Client switched jobs mid-year, had US-vested RSUs, HRA on Bangalore rent, and a self-occupied home loan in Mumbai. Earlier filings ignored regime comparison entirely.

How we approached it

  1. 01Re-computed three years under both regimes line by line
  2. 02Filed revised returns for FY22-23 and FY23-24 using Section 139(5)
  3. 03Built a quarterly tax-planning calendar tied to RSU vesting
"They caught a ₹4.2L deduction my previous CA had missed for three years straight. Refund came through in 11 days."
Rohit S.
Product Lead, Series-B SaaS
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