Tax & compliance, decoded by the CAs who file them.
Practitioner notes written after we've run the numbers for a real client. Every post is paired with a calculator so you can pressure-test the math on your own.
NRI Income Tax Filing in India: FY 2024-25 Step-by-Step Guide
DTAA relief, Section 195 TDS on property, Schedule FA, and the exact ITR form for NRIs — a practitioner's walkthrough for FY 2024-25.
New vs Old Tax Regime — FY25-26 Guide
The ₹12L zero-tax point under the new regime changed the math. Here's how to decide which regime saves you more, with a worked example.
NRI Returning to India: Residential Status & Tax Implications
RNOR is the sweet spot many returning NRIs miss. Here's the day-count math, foreign-asset disclosure rules, and a 12-month action plan.
GST Late Fee & Interest — The Real Cost of Missing GSTR-3B
Late fee is the small number. The 18% interest on cash tax — compounded with ITC blocking — is what actually hurts. Here's the full math.
Section 195 TDS on NRI Property Sale — Buyer's Checklist
If the seller is an NRI, you (the buyer) deduct TDS on the entire sale consideration — not on the gain. Miss it and the liability lands on you.
How Much Should You Save for Retirement at 30?
With 6% inflation, ₹50,000/month today becomes ₹2.87 lakh/month in 30 years. Here's the SIP math that actually gets you there.