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InternationalIndividual
NRI Property Sale — Capital Gains & TDS (s.195)
Post-Budget 2024 LTCG @ 12.5% (no indexation) or STCG at slab; TDS u/s 195 on sale consideration with surcharge & cess.
Your inputs
₹1,50,00,000
₹
₹80,00,000
₹
Result
- Capital gain
- ₹70,00,000
- Effective TDS rate on sale consideration
- 14.95%
- TDS u/s 195 (buyer withholds)
- ₹22,42,500
- Actual capital-gains tax on gain
- ₹10,01,000
Estimates only — rules change frequently. Please verify with a CA before you file, invest, or sign anything.
Assumptions
- Post-23-Jul-2024 LTCG @ 12.5% without indexation (for resident sellers a 20%-with-indexation grandfathering exists; NRI excluded).
- Surcharge on LTCG capped at 15% in some Finance Acts — confirm latest position.
- Lower-deduction certificate (Form 13) can reduce s.195 TDS to actual liability.
Need this done properly?
NRI Tax & FEMA Advisory
Residential status, repatriation, LRS, FEMA filings, lower-TDS certificates and ITR for NRIs.
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