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Personal FinanceIndividual
Loan EMI Calculator
Equated Monthly Instalment for any loan — home, car or personal — with total interest outflow.
Your inputs
₹50,00,000
₹
Reviewed by CA team
Estimates only — rules change frequently. Please verify with a CA before you file, invest, or sign anything.
Assumptions
- Reducing balance method, monthly compounding.
- Assumes a fixed interest rate for the full tenure.
Principal vs interest
How this is calculated
Reviewed by CA teamEMI = P × r × (1 + r)^n / ((1 + r)^n − 1) where P = principal r = annual rate ÷ 12 ÷ 100 n = tenure in months
Frequently asked questions
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