Personal FinanceIndividual

SIP Future Value Calculator

Project the future value of a Systematic Investment Plan in mutual funds.

Your inputs
10,000
Result
Total invested
₹18,00,000
Estimated returns
₹31,95,802
Future value
₹49,95,802
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Reviewed by CA team

Estimates only — rules change frequently. Please verify with a CA before you file, invest, or sign anything.

Assumptions
  • Constant rate of return; markets actually vary year to year.
  • Returns shown pre-tax; LTCG above ₹1.25L on equity is taxed at 12.5%.
Year-by-year growth
How this is calculated
Reviewed by CA team
FV = P × [((1 + r)^n − 1) / r]
where
  P = monthly contribution
  r = annual rate ÷ 12 ÷ 100
  n = months = years × 12
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