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Personal FinanceIndividual
NPS Corpus & Pension Calculator
Project National Pension System corpus at retirement, lump-sum withdrawal and monthly pension from annuity.
Your inputs
₹10,000
₹
Minimum 40% mandatory; up to 60% can be withdrawn tax-free
Result
- Total invested
- ₹30,00,000
- Corpus at retirement
- ₹1,32,68,334
- Tax-free lump sum
- ₹79,61,000
- Annuity corpus
- ₹53,07,334
- Monthly pension
- ₹26,537
Reviewed by CA team
Estimates only — rules change frequently. Please verify with a CA before you file, invest, or sign anything.
Assumptions
- Up to 60% of corpus can be withdrawn tax-free at age 60; balance must buy annuity.
- Annuity rate varies by ASP and option chosen; 6% is indicative.
Corpus split at retirement
How this is calculated
Reviewed by CA teamCorpus = M × [((1 + r)^n − 1) / r], r = rate/12/100, n = years × 12 Annuity corpus = Corpus × (annuity% ÷ 100) Lump sum = Corpus − Annuity corpus Monthly pension = Annuity corpus × (annuity rate ÷ 100) ÷ 12
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