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Personal FinanceIndividual
Retirement Corpus Calculator
Inflation-adjusted retirement corpus target and the monthly SIP required to reach it.
Your inputs
₹50,000
₹
Result
- Monthly expense at retirement
- ₹2,87,175
- Corpus needed
- ₹7,67,19,898
- Monthly SIP required
- ₹21,952
Reviewed by CA team
Estimates only — rules change frequently. Please verify with a CA before you file, invest, or sign anything.
Assumptions
- Post-retirement return discounted by inflation (real return) — preserves purchasing power.
- Assumes expenses continue at today's standard of living, inflated.
- Excludes pension, rental income, or other retirement inflows.
Projected corpus growth
How this is calculated
Reviewed by CA teamFuture monthly expense = E × (1 + i)^Y Corpus needed = FM × [1 − (1 + r_real)^−n] / r_real r_real = (1 + post) / (1 + i) − 1 (Fisher real rate) Monthly SIP = C × s / ((1 + s)^N − 1) s = pre-retirement rate ÷ 12 ÷ 100 N = months to retirement
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