Personal Finance.
Investment, loan, and retirement planners built for Indian taxpayers.
Project SIPs and lumpsum returns net of LTCG, compare FD vs RD, and stress-test your retirement corpus.
Loan EMI Calculator
Equated Monthly Instalment for any loan — home, car or personal — with total interest outflow.
SIP Future Value Calculator
Project the future value of a Systematic Investment Plan in mutual funds.
Lumpsum Investment Calculator
Future value of a one-time investment with annual compounding.
PPF Maturity Calculator
Public Provident Fund maturity projection at the current 7.1% interest rate (annually compounded).
NPS Corpus & Pension Calculator
Project National Pension System corpus at retirement, lump-sum withdrawal and monthly pension from annuity.
FD / RD Maturity Calculator
Fixed Deposit or Recurring Deposit maturity with quarterly compounding (as per bank convention).
Home Loan Eligibility Calculator
Estimate the maximum home loan you'd qualify for based on income, existing EMIs and FOIR.
Retirement Corpus Calculator
Inflation-adjusted retirement corpus target and the monthly SIP required to reach it.
EPF Withdrawal — Tax Calculator
Withdraw EPF before 5 years of continuous service and it becomes taxable. Compute the tax impact and net cash in hand.
Post-tax SIP / Lumpsum Returns
What you actually keep after LTCG tax and inflation — the real return on a SIP or lumpsum investment.
NPS Withdrawal Tax Calculator
At-60 withdrawal: 60% lumpsum (fully tax-free), 40% mandatory annuity (pension taxed at slab). Model your post-tax take-home.
Rent vs Buy — Home
Should you buy or keep renting? Models EMI, appreciation, and the opportunity cost of investing your down payment instead.